FAQs

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FOR BUSINESS OWNERS

When you buy direct, you deal directly with Targett and Associates. We only focus only on professional-services businesses like yours. This means you speak to a knowledgeable specialist who can deliver personalized recommendations about the insurance you need in your specific profession. With Targett and Associates you get great value as well as excellent service. Buying direct is a simple process that allows you to get the right coverage at a competitive price.

Targett and Associates insurance covers most types of professional service businesses. This includes IT/technology consultants, marketing consultants, and business or management consultants. We’ll also happily insure corporate entities and larger scale businesses. If you have questions about if your business can qualify contact us today.

Targett and Associates is currently licensed to offer our business owners insurance in various states across the U.S. However, if we don’t currently operate in your state, we may still be able to help. We have access to insurance broker specialists across the U.S. who may be able to assist you. Contact us at 970-623-3305 (Monday – Friday, 9 am – 5 pm CST). Find out if Targett and Associates BOP insurance is offered in your state and start the quote process today.

FOR HOME OWNERS

Unless the cause of loss is excluded in the policy, a homeowner’s policy provides coverage for personal liability, medical payments to others, and accidental direct physical loss to your dwelling. In addition, the policy provides coverage for your personal property for specific perils including, but not limited to:

 

  • Fire
  • Lightning
  • Windstorm
  • Hail
  • Theft

The insurance coverage amount is your choice. We recommend that you purchase coverage equal to or greater than the estimated replacement cost of your home. Your home’s estimated replacement cost also determines which policy options are available to you. Since it’s impossible to predict the cost to replace your home in the future, it’s important to have enough coverage to account for unforeseen circumstances.

Targett and Associates helps you save on homeowner’s insurance by offering the following discounts. Contact your agent for additional discount information.

 

  • Claim Free Discount – You may qualify for homeowners’ discounts when you have a claim free history for a specific time period.
  • Home Auto Discount – You may be eligible for a discount if you have a qualifying auto policy with Targett and Associates.
  • Home Alert Discount – You may qualify for homeowners’ discounts for using fire and burglar alarms.
  • Utilities Rating Plans – You may qualify for homeowners’ discounts by updating your home utilities with a qualified contractor.
  • Impact Resistant Roof – You may qualify for homeowners’ discounts by using certain impact-resistant roofing products.
  • Automatic Sprinkler Discount – You may qualify for homeowners’ discounts if your home has indoor automatic fire sprinklers.

 

Note: Insurance, coverage, and discounts are subject to terms and conditions, which vary by state and coverage.

Have questions about insurance OR our staffing services?

Call us today and see how Targett can assist you personally or for your business needs.